Lower Parkstone Conveyancing

eQuoteConveyancing.co.uk offers quotations form solicitors who provide conveyancing services for Lower Parkstone, Bournemouth property.

Post code areas covered: BH14

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Questions & Answers

Q. My conveyancing solicitor says I have to have a mining search on a flat I am buying in Lower Parkstone. Do I have to have one of these really?
A. Without a mining search you are most likely to run into problems with your mortgage lender or your insurance company. Some areas of the United Kingdom are riddled with old mining workings, and these can cause subsidence. These can seriously damage a property. If is therefore highly important to search with the appropriate coal body to discover if there are any shafts beneath your property. You may decide not to go ahead with the purchase depending on the reports of the search.
Q. I want to own a flat in Lower Parkstone and I need to have the conveyancing work done when I do. I've seen these services advertised on the web from £99. Do you think these rates are true or are they not showing things like disbursements?
A. These websites are generally only displaying the "Legal Fee" which is the solicitor's professional fee for their time. Any legal fee under £125 is very suspicious. This would barely meet the time cost involved in handling your conveyancing. You are very likely to find other costs heavily inflated to make up the loss. E.G. you may pay over the odds for credit checks. It is very naughty stating a low legal fee without notifying you of all of the additional costs, some of which like the stamp duty fee cannot be avoided.
Q. Please explain the difference between the legal fee and disbursements?
A. The legal fee is the professional fee that the lawyer charges for their time and expertise. Disbursements are all of the other additional costs - some of which cannot be avoided - such as the land registry fee and SDLY stamp duty land tax. Disbursements may perhaps include things such as identity confirmation, charges for the completion of forms and charges for searches and bank costs for transferring money.
Q. Can I pay for a house with cash?
A. No. There are money laundering regulations that solicitors and estate agents have to adhere to. Payments must be actioned through UK banks and building societies only. Funds provided through other sources would have to be reported to an Organised Crime body of the police.
Q. I am buying a new flat and selling my present one in Lower Parkstone. What happens to my present mortgage on completion?
A. Your current mortgage must be paid off in full on the day of completion. Your conveyancer will obtain a mortgage redemption figure pre and closer when exchange of contracts is near. The redemption amount should include any extra charges added for early redemption or similar charges.
Q. I've just heard that the person I am buying my next property from has gone bankrupt. We have exchanged contracts and completion was to take place next month. Will the case now fail?
A. The rules of bankruptcy will prevail and the Trustee will now stand in the shoes of the seller. To avoid any breach of contract the Trustee can compel you to complete the purchase but they can also dissolve the contract if they feel it is an onerous contract; this is on the provision that you have not tendered the purchase money on the day of completion otherwise the Trustee must complete.
Q. The agent selling my house has put a board up stating SOLD - Subject to Contract. What does this mean?
A. SSTC is a protective device designed to protect both the buyer and seller prior to exchange of contracts. Whilst both parties usually intend to enter into a contract with a view to complete this clause does not bind either party in contract until a proper contract has been made up, agreed and signed (exchanged).
Q. I've received and accepted an offer on my flat. My buyer is awaiting a mortgage offer before they can proceed. What does this mean?
A. Ideally your purchaser should have agreed a mortgage in principle from a lender before they'd started looking for a property. This would have confirmed how much money they can borrow to fund their purchase. The application process would immediately assess whether the lender can provide the money based upon the criteria they prescribe and an 'Offer in Principle' in the form of a letter is normally issued. Sometimes monies may not be made available even though the lending criteria has been met because the lenders funds for the period may have been exhausted.
Q. I want to buy a house that will be coming up for sale in an auction. When should I engage a solicitor?
A. With an auction property, never instruct a conveyancer after you have acquired the property particularly if it is subject to a lease. It is always best to let your conveyancer take a look at items that could result in a problem for you before you commit any funds.
Q. My property is in Lower Parkstone and want to buy another property in this area. I've seen some Internet Conveyancing products which seem to be grealy more frugal than appointing a locally based conveyancer. Can I employ one of these without regret?
A. In short, yes - A conveyancer does not have to be local to take on your case. It is far more important to research reviews on the Internet service to be certain that they are giving a reliable service.

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Solicitors Near To Lower Parkstone

We are so confident that you will get a getter deal with us, from a solicitor that you can read genuine feedback on that we encourage you to comapre like-to-like quotations from Bournemouth solicitors.

Perrins Stevenson
83A Commercial Road
BH14 0JD
01202 723755
J D A Williams
257 Ashley Road
BH14 9DY
01202 743286
A M Marrow
15 Church Road
BH14 8UF
01202 715815
Jacobs & Reeves
3 Avon House
329 Ashley Road
BH14 0AP
01202 731849
John Newbold
33 Commercial Road
BH14 0HX
01202 742973
The Cox Tredrea Practice
20 Station Road
BH14 8UB
01202 711411
Perrins Stephenson
Unit 5/Park Place
6 North Road
BH14 0LY
01202 737777
M R Barrow
73 Spur Hill Avenue
BH14 9PJ
01202 737745

Client Feedback in the Lower Parkstone, Bournemouth Area

06, March 2020 - Positive Overall

We have been very happy with Kayleigh Needham and her colleague Chloe who was always very helpful in answering enquiries by telephone. I have used Chadwick Lawrence in a previous purchase as well as this one and would not hesitate to use their services again.

BH14 8EE - Client

11, June 2019 - Positive Overall

Our remortgage went extremely well, Kayleigh Needham is very efficient and helpful.

BH14 8EE - Client

03, October 2018 - Positive Overall

Quick, easy and painless service. We were kept updated through out and would be happy to recommend Latimer Lee to anyone.

BH14 9EH - Client

04, August 2010 - Positive Overall

The email updates sent by Joseph Hyndman were very helpful. They helped me see when each stage of the process had been completed. He was also very calm when the exchange process had to be halted part way through, as one of the chain couldn't complete on the expected date after all. I know that some solicitors still just use letters to update clients - which is way too slow - so email updates were great.

BH14 0EY - Client